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Ask Bob: Can Social Security Deny Spousal Advantages?

Share this…FacebookPinterestTwitterLinkedin Query I am writing on behalf of my 91 12 months outdated father. My mom died final 12…

By Staff , in Social Security , at January 13, 2022



Query

I am writing on behalf of my 91 12 months outdated father. My mom died final 12 months. The Social Security Administration advised my father that he was not eligible to obtain any of my mom’s Social Security advantages. She was receiving greater than he was. Does this sound right?

Reply

This doesn’t sound right, particularly with regards to widow advantages, says Nick Defenthaler, CFP®, RICP®, a companion at Heart for Monetary Planning, Inc.

“Usually, Social Security will consider the surviving partner’s profit and the deceased partner’s profit,” he says. If the deceased partner’s profit is increased, the surviving partner would “step up” to the upper quantity and their decrease profit would drop off (no double dipping with Social Security).

Query

I am writing on behalf of my 91 12 months outdated father. My mom died final 12 months. The Social Security Administration advised my father that he was not eligible to obtain any of my mom’s Social Security advantages. She was receiving greater than he was. Does this sound right?
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