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Cigna expands Medicare Benefit plans for third consecutive yr

Share this…FacebookPinterestTwitterLinkedin Picture: bymuratdeniz/Getty Photographs For the third straight yr, well being insurer Cigna is increasing its Medicare Benefit plans,…

By Staff , in Medicare , at October 5, 2021

Picture: bymuratdeniz/Getty Photographs

For the third straight yr, well being insurer Cigna is increasing its Medicare Benefit plans, rising into 108 new counties and three new states – Connecticut, Oregon and Washington – which can enhance its geographic presence by almost 30%.

As a part of the enlargement, Cigna stated most present prospects can pay the identical or decrease premiums, and promised that each market may have a minimum of one $0 premium plan. Different advantages will embrace a social connection program to fight loneliness, custom-made plans for folks with diabetes and incentives for annual wellness exams and different preventive care.

Cigna has elevated its geographic presence in MA by 80% since 2019, the insurer stated. The corporate now presents plans in 477 counties throughout 26 states and the District of Columbia.


Throughout the 2022 Medicare Annual Election Interval, Cigna prospects might be supplied plans with advantages resembling $0 copays for major care, behavioral well being and bodily remedy in a digital setting. Whereas there might be a minimum of one $0 premium MA plan out there in each market – just like 2021 – most MA prospects with a premium can pay the identical or diminished premiums in comparison with final yr, the insurer stated.

Cigna can be rolling out advantages geared toward seniors, such because the Social Connection Program, which provides some MA prospects entry to a companion who will help with every day residing actions resembling meal prep, transportation or chores, or simply spend time speaking or watching a film.

The corporate can be including the Senior Financial savings Mannequin to a lot of its MA plans for 2022, which caps the worth of insulin at $35 per 30 days for patrons in these plans no matter their protection part. 

In choose Twin Particular Wants Plans (DSNP), Cigna is providing prospects a debit card they’ll use to pay for sure bills. The cardboard is replenished month-to-month and the utmost quantity varies by plan. Choose DSNP plans additionally supply $0 copays for all coated medication to prospects who qualify for any stage of low-income subsidy.

Cigna additionally presents Medicare Complement plans in 48 states and the District of Columbia. Medicare Complement insurance coverage helps pay for what Unique Medicare does not cowl, together with copayments, coinsurance and deductibles.

The AEP begins on October 15 and continues via December 7. Most plans bought throughout AEP are efficient January 1, 2022.


The typical premium for Medicare Benefit plans might be decrease in 2022 at $19 per 30 days, in comparison with $21.22 in 2021, in keeping with the Facilities for Medicare and Medicaid Companies, although Half D protection is rising to $33 per 30 days, in comparison with $31.47 in 2021.

The company launched the 2022 premiums, deductibles and different key data for Medicare Benefit and Half D prescription drug plans prematurely of the annual Medicare open enrollment, which begins on October 15 and ends on December 7.

Enrollment in MA continues to extend, CMS stated. In 2022, it is projected to achieve 29.5 million folks in comparison with 26.9 million enrolled in a Medicare Benefit plan in 2021.

As for Cigna, it introduced in August that it’s going to broaden its presence on the Reasonably priced Care Act’s exchanges, pushing into markets in three new states for the 2022 plan yr.

Twitter: @JELagasse
E-mail the author: [email protected]

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