Medicare Open Enrollment Scams
Open enrollment occurs yearly from October 15 via December 7. That is the time for Medicare enrollees to assessment their present protection and the prices for subsequent yr and determine in the event that they wish to make modifications. This may decide their protection and premiums, in addition to out of pocket prices, for all of 2022. So naturally, most Medicare enrollees are going to wish to take a look at their choices and store for one of the best deal for them.
What to be careful for:
- Medicare imposters calling and even going door to door providing free items or “restricted time presents” in trade in your Medicare quantity. Medicare will NEVER name or go door to door this fashion. If the federal government company that runs Medicare must contact you, they may solely ship a letter via the mail.
- Different imposters will name and declare you might be due a “refund” of premiums that you just supposedly overpaid the earlier yr. They are going to ask in your Medicare quantity and financial institution data to ahead this supposed refund. In fact, getting that data permits them to raid your checking account in addition to make fraudulent costs along with your Medicare card.
- Watch out for pushy gross sales folks, even when they’re from authentic insurance coverage firms. Now we have already heard some stories of high-pressure techniques from insurance coverage gross sales folks. You will have till December 7 to make any modifications, so take your time and be sure you are getting the protection that’s best for you.
Know your choices:
Should you need assistance reviewing your choices, ONLY request assist from an unbiased supply – not somebody making an attempt to promote you one thing.
- Go to Medicare.gov on-line to assessment your choices on-line, or
- Contact the Alabama Division of Seniors Companies and ask to talk to a counselor from the State Well being Insurance coverage Help Program (additionally referred to as SHIP). To achieve a SHIP counselor, name 1-800-AGELINE and ask to be related.
For extra data on staying secure from fraud and scams, go to aarp.org/fraudwatch. It’s a free service to folks of all ages from AARP.